Every house owner in the world hopes to live in a house free of disturbances and costly damages because of unforeseen circumstances. While everyone hopes that nothing bad happens with their home, getting ready for the worst is important. While preparing will not prevent some factors, at least it will minimize the damage it can inflict.
In situations like this, house insurance is essential, particularly when unexpected bad things or damages occur to your house. When your home needs fixing, this will help pay for the financial hardship. Now, let us know the common causes of home damage.
Five Factors that Damage Properties
From leaking pipes to house fires we typically encounter, here are five claims of a large number of homeowners about the costliest and common elements that inflict damage to homes.
1. Weather-Related Water
Flooding and heavy rain can also be the root causes of any damages caused to the establishments. To endure stormy weather or flooding season, you should ensure your roofs and shingles are in great condition. Additionally, suppose you reside in an area where storms or heavy rains are usual. In that case, you may think about changing your window with the impact-rated ones for an added layer of security from high winds and impact from objects.
Professional companies that offer disaster remediation services can provide great help should you encounter water damage in your home due to the said disasters. Unattended water damage can bring about more issues in your home, so it’s important to repair it immediately.
2. Wind
The wind is among the most common causes or sources of home damage. Gusty or windy weather can affect roofs, root out trees, and even send out things like outdoor chairs or tables flying through your windows. However, there are possible things you can do to protect your home from strong winds. By considering what might hit your home, you can take safety measures.
Among the weak points in your home that you need to regularly look at are the doors, garage, windows, and roof. Occasionally, strong winds can cause power lines to spark, causing wildfire if there is nearby grass or dry bush. Fires often spread quicker in dry, hot, or windy conditions.
Houses affected by fire may suffer from structural damages, so it’s important to have a professional come over to repair the damage immediately if you encounter one in your home. Companies like PuroClean offer restoration services to those inconvenienced by the fire accident.
3. Water (Nonweather-related)
You might believe the weather is the usual reason for water damage, but you could be wrong. It’s the domestic water inside your home you may not have noticed. Washing machines, toilets, dishwashers, and similar house appliances can cause leaks.
It is necessary to examine your home from time to time to prevent water damage issues in your home. Routinely check water sources, pipes, spaces under the sinks, and even your roof, so if you see what needs to be repaired, you can take action to have it fixed immediately.
4. Hail
Hail strikes areas in some nations, and there isn’t anything you can do to avoid it. The best precaution to lessen the damage is securing your valuables outside that are not covered. When the news mentions a hail storm is coming, park your car inside the garage or carport. If you can, move inside whatever you feel is vulnerable to hail damage as much as possible.
5. Theft
According to the FBI, theft or burglary occurs every twenty seconds. This can be avoided by increasing your home’s field of vision. Shrubbery trees and bushes have to be trimmed and cut short so that no individual can hide from them, and if they do, you can quickly spot if they are hiding to get into your home.
In addition, you can install motion sensor lights in your home to discourage thieves and increase your home’s visibility. Keeping your doors, gates, and windows locked tight, especially if you are away, is a must.
